JM Lifetime Care Plan
The JM lifetime care plan will cover any repairs needed for your jewelry up to its value. This means if you purchase a piece of jewelry that is $1000, and the JM lifetime care plan to go with it, you will have up to $1000 worth of repairs to use on your piece. This plan covers replacement of lost side diamonds, re-sizing, re-shanking, polishing, rhodium platings, re-building prongs, and more. This plan must be purchased before your piece of jewelry leaves the store, and does not cover if the whole ring is lost or stolen. To purchase this plan it is a one time payment and varies depending on the price of the item you would like to buy the plan for. You can see the tier list of prices here.
Jeweler's Mutual Insurance
The Jewelers Mutual Insurance is covers the replacement of your ring in the event it is ever lost or stolen. They also cover against damage to your ring, and loss or theft during worldwide travel. They do not cover cosmetic repairs like polishing or rhodium platings. The insurance is a yearly subscription service and can be started or stopped at anytime. Typically the cost is 1-2% of the appraised value per year. You can get a free quote for the insurance here.